What Is the Property Tax Rate in Argyle, TX?

The combined base property tax rate for most homes inside Argyle city limits is approximately 1.86% of assessed value. That includes five taxing entities, and none of them are optional.

Here’s how the rate breaks down for the current tax year:

Argyle ISD makes up the largest share, about 63% of your total bill. The Town of Argyle and Denton County split most of the rest. Denton County Emergency Services District 1 (the former Argyle Fire District) adds $0.06 per $100, and Denton County ESD 2 adds another $0.10 per $100 for EMS services.

Denton County’s rate of $0.1859 per $100 is the lowest it’s been since 1986, according to the county’s FY 2025-26 adopted budget.

ESD 1’s rate was originally $0.10 per $100, but it was reduced to $0.06 when voters approved ESD 2 in November 2023 at $0.10 per $100. Most Argyle addresses now fall in both districts. You can check your specific taxing entities by looking up your address at the Denton Central Appraisal District.

How Is the Argyle Property Tax Rate Calculated?

Property taxes in Texas are based on the assessed value of your home, not what you paid for it. The Denton Central Appraisal District sets assessed values each year, and each taxing entity applies its own rate to that value.

If you have a homestead exemption filed, the school district portion of your bill is calculated on a reduced value. For most homeowners, that means $140,000 less in taxable value for the Argyle ISD portion.

The other entities (county, city, ESD) tax the full assessed value unless they’ve adopted their own local exemptions.

What Are MUD and PID Taxes in Argyle?

Most homes inside Argyle’s city limits don’t have MUD or PID taxes. If you’re buying a home in an established neighborhood within the town’s boundaries, your tax rate is likely the base rate above, roughly 1.86%.

The exception is new construction in Argyle’s extraterritorial jurisdiction, or ETJ. The most prominent example is Harvest by Hillwood, a 1,200-acre master-planned community that straddles both Argyle and Northlake along I-35W and FM 407.

Harvest properties fall under the Belmont Fresh Water Supply District, which carries a rate between $0.53 and $0.98 per $100 of assessed value, depending on the phase of the community. That’s a significant addition, but on the other hand, Harvest homes are in the ETJ, so they don’t pay the Town of Argyle’s $0.3431 city rate. The net effect is still a higher bill, because the FWSD rate can be up to three times what the city rate would have been.

The Harvest PID (Public Improvement District 1) was dissolved by the Northlake Town Council in October 2024, so that assessment no longer applies. But the FWSD remains.

For any property in Argyle, the most reliable way to see exactly which taxing entities apply is to look up the address at the Denton Central Appraisal District. The property detail page lists every entity and its current rate.

For a deeper explanation of how these districts work across North Texas, this post on MUD districts in Texas and this post on PID districts in Texas break down the mechanics.

How Much Are Property Taxes on a $550,000 Home in Argyle?

Here are two scenarios based on the current adopted rates, assuming you’ve filed a homestead exemption.

Inside Argyle City Limits (No MUD/PID)

On a $550,000 home, the school district taxes the value after the $140,000 homestead exemption, so $410,000. The other entities tax the full $550,000.

That’s about $717 per month built into your housing costs.

In a FWSD Community Like Harvest (ETJ, No City Tax)

Same home value, but the Town of Argyle rate drops out and the Belmont FWSD rate comes in. This example uses the FWSD 2 rate of $0.98 per $100, which applies to the newer phases of Harvest. Earlier phases fall under FWSD 1 at $0.53 per $100.

That’s about $1,008 per month. The FWSD alone adds roughly $5,400 per year in the newer phases, which is the single biggest line item after the school district. In earlier Harvest phases under FWSD 1, the FWSD add is closer to $2,900 per year.

If you’re comparing new construction in Harvest to a resale home inside Argyle city limits, the tax difference on the same home value could be $3,500 per year or more. That’s worth factoring into your budget before you fall in love with a floor plan.

How Does the Homestead Exemption Work in Argyle?

Texas requires all school districts to offer a $140,000 homestead exemption on your primary residence. In Argyle, that means your Argyle ISD tax bill is calculated on $140,000 less than your assessed value.

If you’re 65 or older or have a qualifying disability, the school district exemption increases to $200,000 total, and the school district portion of your bill is frozen at the level it was when you first qualified.

To claim the exemption, you file with the Denton Central Appraisal District. The deadline is April 30 each year, but you can file late for up to two years after the delinquency date. You need to own and occupy the home as your primary residence on January 1 of the tax year.

How Do Argyle Property Taxes Compare to Nearby Cities?

Argyle’s base rate of about 1.86% is competitive for southern Denton County. Here’s how it lines up against a few neighboring suburbs:

What Are the Cons of Property Taxes in Argyle?

New construction tax surprises. If you’re buying a home in a community like Harvest, the FWSD rate adds $0.53 to $0.98 per $100 of assessed value on top of everything else. That can push your effective rate past 2.5%, and many buyers don’t realize this until they see the first tax bill.

Assessed value increases. Argyle’s median home price is around $549,000 according to Redfin as of early 2026. As property values rise, so do assessed values, and your tax bill increases even if the tax rates stay flat. You can protest your assessed value annually through Denton CAD.

No city income tax offset. Texas has no state income tax, which is one of the reasons people move here. But property taxes do the work instead. On a $550,000 home in Argyle, you’re looking at $8,600 to $12,100 per year depending on whether you’re inside city limits or in a special district.

Moving to Argyle? Here’s Where to Start

If you’re considering a move to Argyle, this post on moving to Argyle, TX covers everything from commute times to school districts to what the town actually feels like on the ground.